Individual Health Insurance
An individual health policy is designed to give you full, dedicated coverage based on your personal health needs. It allows for tailored benefits, higher control over your sum insured, and is especially useful for those with specific medical requirements.
What are the Benefits?
Personal health coverage tailored to your unique medical needs. Ensures you get dedicated benefits and complete control over your policy.
Coverage Details
What's Covered
- Medical expenses for individual illness and injury
- Hospitalization and surgery costs
- Doctor consultations and specialist visits
- Diagnostic tests and lab work
- Emergency medical treatment
- Prescription medications
- Daycare procedures
- Ambulance charges
- Pre- and post-hospitalization expenses
- Coverage for COVID-19 and infectious diseases
- Preventive health checkups
What's Excluded
- Pre-existing conditions not disclosed
- Cosmetic or aesthetic procedures
- Experimental or unapproved treatments
- Self-inflicted injuries or suicide attempts
- Injuries from hazardous sports or activities
- Medical expenses during waiting period
- Dental and vision care unless specifically covered
- Treatments outside India (unless specified)
- Infertility treatments
- Injuries from alcohol or drug abuse
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