Family Health Insurance
Family health insurance offers a single policy that covers your spouse, children, and dependent parents – all under one plan. It’s a cost-effective way to manage healthcare for the whole household, without dealing with multiple premiums or renewals.
What are the Benefits?
One policy that covers the medical needs of your entire family. Simplifies healthcare planning with a shared sum insured and easier management.
Coverage Details
What's Covered
- Medical expenses for illness and injury treatment
- Hospital stays and surgical procedures
- Prescription medications
- Emergency room visits
- Specialist consultations and treatments
- Diagnostic tests, X-rays, and lab work
- Physical therapy and rehabilitation services
- Mental health services and counseling
- Preventive care and wellness programs
- Maternity and newborn care
- Ambulance services
- Durable medical equipment
What's Excluded
- Pre-existing conditions not disclosed at application
- Elective cosmetic procedures
- Experimental treatments and medications
- Self-inflicted injuries
- Treatment for substance abuse beyond policy limits
- Non-prescription medications
- Alternative therapies not medically prescribed
- Injuries sustained during high-risk activities
- Medical tourism or treatment outside approved facilities
- Medical expenses resulting from illegal activities
- Dental and vision care (unless specified in your plan)
- Long-term custodial care
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