General Liability Insurance
Protects against third-party claims for bodily injury, property damage, or personal harm. A foundational policy for almost any type of business.
What are the Benefits?
Provides coverage for third-party injury, property damage, or legal claims. Essential for businesses that interact with clients, vendors, or the public.
Coverage Details
What's Covered
- Bodily injury and property damage to third parties
- Legal costs and settlements
- Advertising and personal injury
- Tenant legal liability
What's Excluded
- Employee injuries (covered under Workmen's Comp)
- Intentional damage
- Professional errors (needs PI cover)
- Pollution liability (unless added)
- Known claims before policy inception
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