Mediclaim Insurance
Covers hospitalisation and medical expenses, either by reimbursement or cashless treatment. A smart way to handle rising healthcare costs.
What are the Benefits?
Reimburses hospitalization expenses or offers cashless treatment at network hospitals. Helps manage unexpected medical costs without draining savings.
Coverage Details
What's Covered
- Inpatient hospitalization expenses
- Room rent, ICU charges, and nursing fees
- Doctor’s fees and surgical procedures
- Pre- and post-hospitalization medical costs
- Daycare treatments
- Diagnostic tests and medical imaging
- Ambulance expenses
- Coverage for specific listed diseases
- Cashless treatment at network hospitals
What's Excluded
- Pre-existing conditions within waiting period
- Outpatient treatment (OPD)
- Cosmetic surgeries
- Alternative therapies like Ayurveda, unless specified
- Injuries from war or terrorism
- Congenital diseases
- Dental and vision care
- Non-medical expenses like food or television
- Unapproved or experimental treatments
- Injuries from substance abuse
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