Terms of Use
Terms of Use
Heritance Insurance Broking Private Limited (herein referred to as “Beyond Today”) possesses and operates the website https://beyondtoday.in/ to offer its customers a seamless way of buying insurance products from multiple insurance companies. Beyond Today is a Certified Insurance Broker holding a Direct Broking (Life & General) license issued by the insurance regulator, Insurance Regulatory and Development Authority of India (IRDAI) vide Licence No.1048, Valid Till- 27-03-2028.
Beyond Today to safeguard their customers, request them to read all the Terms of Use (ToU) (hereafter referred to as ‘Terms of Use Agreement’) available on the website/mobile application and accept the same at their sole discretion by adhering to it as stated on the website/mobile application.
The applicability of the Terms of Use Agreement becomes effective as soon as, including but not limited to your visit and access to the Products, Services, Information, Resources, Tools, etc. and any other information related/available on the website/mobile application provided by us.
Beyond Today at any time reserves the right and holds the power to change/modify/revise as needed, the Terms of Use Agreement without any prior notice to you. Your continuous access of the Beyond Today website/mobile application signifies the acceptance by you of the modified Terms of Use Agreement.
Responsible Use and Conduct
Through visiting and accessing our website/mobile application that we make available to you for the various direct and indirect services, you agree to use these services with the intent as permissible under this Terms of Use Agreement, applicable Rules & Regulations of the Indian Law and online practices & guidelines by the authority.
You agree to make account in our website/mobile application with the details belonging to you.
While availing any of the online services you agree to always provide accurate, correct, and up to date information.
The responsibility of maintaining the confidentiality of any login information associated with your account to use/access our online services lies with you along with all the activities that occur under your account/s.
You specifically agree not to access (or attempt to access) any of our online services through any automated, unethical, or unconventional means.
Attempting to copy, duplicate, reproduce, sell, trade, or resell our services is strictly prohibited.
You are solely responsible for any consequences, losses, or damages that we may directly or indirectly incur or suffer due to any unauthorized activities conducted by you.
If you choose to use any communication tool made available for you by us to submit any type of content, then it is your personal responsibility to use these tools in a responsible and ethical manner.
Indemnity
You hereby agree to indemnify, defend and hold https://beyondtoday.in/ and its director, POSP, owners, employees, information providers, licensors and licensees (collectively, the “Indemnified Parties”), affiliates harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach of the Agreement or the foregoing representations, warranties and covenants, without limitation, attorneys’ fees and costs. You shall cooperate in complete absolute manner when required in the defense of any claim.
https://beyondtoday.in/ reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not, in any event, settle any matter without the written consent of https://beyondtoday.in/
Limitation of Liability
You expressly understand and agree that Beyond Today and its subsidiaries, affiliates, officers, employees, POSP, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Beyond Today has been advised of the possibility of such damages), resulting from use of the website, content or any related services.
Disclaimer of Liability and Warranty
The Content, Products, and Services Published on this website/mobile application may exhibit inaccuracies or errors, including pricing errors. Beyond Today disclaims all liabilities/warranties for any errors or other inaccuracies relating to any information present in the entire website/mobile application. We expressly reserve the right to correct any pricing errors on the website/mobile application and/or on pending reservations made under an incorrect price.
Beyond Today makes no representation about the suitability of the information, software, products, and services contained on this website/mobile application for any purpose, and the inclusion or offering of any products or services on this website/mobile application does not constitute any endorsement or recommendation of such products or services. All these assets are provided “AS IS” without warranty of any kind.
Beyond Today and/or its affiliates disclaims being liable for any direct, indirect, punitive, incidental, special, or consequential damages arising out of, or in any way connected with, your access to, display of or use of this website/mobile application or with the delay or inability to access, display or use this website/mobile application (including, but not limited to, your reliance upon opinions appearing on this website/mobile application; any computer viruses, information, software, linked websites, products, and services obtained through this website; or otherwise arising out of the access to, display of or use of this website) whether based on a theory of negligence, contract, tort, strict liability, or otherwise, and even if Beyond Today and/or its affiliates their respective service providers have been advised of the possibility of such damages.
The service providers providing services on this website/mobile application are independent affiliates and Beyond Today are not liable for the acts, errors, omissions, representations, warranties, breaches or negligence of any such service providers or for any personal injuries, death, property damage, or other damages or expenses resulting therefore. Beyond Today and its affiliates have no liability and will make no refund in the event of any delay, cancellation, strike, force majeure or other causes beyond their direct control, and they have no responsibility for any additional expense omissions delays or acts of any government or authority.
Disclaimer of Online Availability, Impressions, and Click-Through
There is no guarantee/warranty regarding online availability, impressions, and click-through of (USE OUR APP LINK HERE) application, its web pages, and any material, information, links, or content presented on the web pages. This information may be unavailable for online access at any time.
Modification and Notification of Changes
Beyond Today possess the absolute authority to do modifications/revisions/addition/exclusion in the Terms of Use from time-to-time, at its sole discretion. We may update this Terms of Use to reflect changes to our information practices and at the same time, also encourage you to review periodically.
Trademarks, Intellectual Property Rights and Copyright
The trademarks, logos and service marks (“Marks”) displayed on the website/mobile application are the property of Beyond Today and other associated parties and service providers. The users are forbidden from utilizing any Marks without the written permission of Beyond Today or such third party which may own the Marks.
All information and content, including any software programs available on or through the website (“Content”)/mobile application, is protected by copyright. The users are prohibited from modifying, duplicating, sharing, trading, permitting, transmitting, advertising, publishing, creating derivative works or utilizing any Content available on or through the website/mobile application for commercial/public purposes.
Termination of Your Use
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website/mobile application and services with or without notice and for any reason, including, without limitation, breach of this user agreement. Any suspected illegal, fraudulent, or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
Survival of Terms After Agreement Ends
Notwithstanding any other provisions of this ToU or any general legal principles to the contrary, any provision of this ToU that imposes or considers continuing obligations on a party will survive the expiration or termination of this ToU.
General
If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. The headings are just for reference purposes only and do not limit the section scope or extent.
This ToU and the relationship between you and Beyond Today will be governed by the laws of India without regard to its conflict of law provisions. You and Beyond Today agree to submit to the personal jurisdiction of the courts located in Mumbai jurisdiction with respect to any legal proceedings that may arise in connection with this ToU.
The failure of Beyond Today to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. Beyond Today takes no responsibilities to take action against all breaches of this ToU. Other than as explicitly provided in this ToU, there shall be no third-party beneficiaries to this ToU. This ToU constitutes the complete agreement between you and Beyond Today and governs your use of the website, superseding any prior agreements between you and the company with respect to the website.
Acceptance of the Terms of Use
By using this website or (USE OUR APP LINK HERE) application, you accept the terms of this Terms of Use Agreement. If you do not agree with the terms mentioned above, we request you to not use this website/mobile application. Your continued use of the website following the posting of changes to this agreement terms will be deemed your acceptance of the changes made.